GroupCompany
2014
£m
2013
£m
2014
£m
2013
£m
Cash at bank and in hand17.014.60.6
Short-term bank deposits110.2187.1
Cash and short-term deposits127.2201.70.6
Bank overdrafts (included in borrowings, see note 18)(36.9)(19.2)(0.6)
Cash and cash equivalents in the statement of cash flows90.3182.5(0.6)0.6

Cash and short-term deposits include cash at bank and in hand, deposits, and other short-term highly liquid investments which are readily convertible into known amounts of cash and have a maturity of three months or less. The carrying amounts of cash and cash equivalents approximate their fair value.